TOP FOUR HOUSE HUNTING TIPS!

GET PRE-APPROVED
Most people need to get a mortgage to purchase a home. Rather than guessing or estimating how much you can afford to spend, ask a lender or mortgage broker to give you a full assessment and a letter stating how much you’re qualified to borrow. The true amount may be much more or much less than you think. Your top-dollar home price is a function of your household income, your creditworthiness, interest rates, the type of loan you select and how much ready cash you have for the down payment and closing costs, among other factors.

To get more information about the pre-approval process, contact your mortgage specialist. I am happy to be able to recommend the following mortgage professionals:

Lilah Taylor, Mortgage Specialist
Taylor Mortgages
DIRECT: 905-220-8470
lilah@taylormortgages.ca

Erik Lasch, Mortgage and Home Equity Line Agent,
Neighbourhood Dominion Lending Centres
DIRECT: 519-694-6294
e.lasch512@gmail.com

Lorrinda Mabee, Mortgage Broker
Sherwood Mortgage Group
DIRECT: 519-694-6863
Lorrinda.mabee@gmail.com

Joe Daabous, Senior Mortgage Specialist
RBC, Royal Bank
DIRECT: 519-860-1058
joe.daabous@rbc.com

Rob Placzek, Mobile Mortgage Specialist
TD Bank
DIRECT: 519-868-7416
robert.placzek@td.com

LIST YOUR NEEDS AND YOUR WANTS
Make a list. What do you, and your family really need and want in your new home? If you make a list ahead of time you will most likely avoid spending hours shopping (and perhaps arguing). Zero in on the features you must have, would like to have, definitely don’t want and would prefer not to have. Decide what features would be a ‘deal breaker’. Your goal is to find the right home for your family without falling in love with one that doesn’t suit your needs. Some people find that touring multiple homes can be a confusing experience. If this is the case for you, turn your priorities into a personalized home-shopping checklist and use it to track the features of each home.

CHOOSE LOCATION, LOCATION, LOCATION!
Yes, you guessed it! Location does count. As a matter of fact it is crucial when deciding which house to invest in. How far are you really willing to commute to your place of employment? How good are the local schools, shopping centers, public transportation, seniors services and other public amenities? Will your new home be next to a vacant lot or a commercial property? Even a picture-perfect dream home can be a mistake if it’s in an undesirable location.

WORK WITH REALTOR®, NATALIE FRENCH
Natalie is passionate about representing her clients’ best interests in all their real estate transactions. Before you buy, you’ll want to know two things. First, will the property provide the environment you want for a home? Second, will the property have resale value when you are ready to sell? As your Realtor® Natalie can assist you in the selection process by providing objective information about each property. As well, Natalie has access to a variety of informational resources, providing you local community information on utilities, zoning and schools etc. Above all, Natalie’s strong research, communication and negotiating skills will ensure that you always end up buying a  “Beautiful Investment”.